EA FC 26 to FC 27: What Carries Over? Coins, Club, FC Points & Progress Explained

Only four things carry over from EA FC 26 to FC 27: your Ultimate Team club name, your club's established date, unused FC Points, and eligible Pre-season rewards. Everything else — coins, players, unopened packs, SBC progress, Division Rivals and FUT Champions progress, objectives and season progress — resets to zero. With the FC 27 closed beta already live and full launch only weeks away, that one fact changes how you should be playing right now: every coin you're hoarding in FC 26 is a coin you'll lose. This guide breaks down exactly what transfers, what doesn't, how the one-time FC Points transfer works, and the smartest way to run down your balance before the reset.

Quick answer: what carries over from FC 26 to FC 27?

TL;DR: Based on EA Sports' carryover policy — consistent across every recent FC and FIFA title — FC Points are the only spendable currency that transfers. Your club name, established date and eligible Pre-season rewards also carry across. Coins do not carry over. Player cards, unopened packs, SBC/objective progress, Division Rivals and Champions progress, and season progress all reset. The transfer is automatic, one-time, and only works on the same platform and same EA Account. Your one job before FC 27: don't die with coins in the bank — spend them, because they vanish the moment the new title takes over your club.

Here's the complete breakdown in one table:

Item	Carries over to FC 27?
Ultimate Team club name	✅ Yes
Club established date	✅ Yes
FC Points (unused)	✅ Yes (one-time transfer)
Pre-season rewards (eligible)	✅ Yes
Coins	❌ No — reset to zero
Players & club items	❌ No
Unopened packs	❌ No
Unassigned items	❌ No
SBC progress	❌ No
Objectives progress	❌ No
Division Rivals progress	❌ No
FUT Champions progress	❌ No
Season progress	❌ No
Career Mode saves	❌ No

One important caveat: EA has not yet published the official FC 27 carryover page as of early August 2026. The list above reflects EA's established, unchanged carryover policy from FC 24, FC 25 and FC 26 — treat it as the near-certain default, not a formally confirmed FC 27 statement, and re-check the EA Sports FC official site closer to launch.

Do FC 26 coins carry over to FC 27?

No. Ultimate Team coins never transfer between yearly titles. Every FC 27 club starts with a fresh, empty coin balance — the coins you've grinded all through FUTTIES and the summer promos stay locked inside FC 26.

This is the single most expensive mistake players make every year. They finish the season sitting on hundreds of thousands (or millions) of coins "for the next big SBC," a new title drops, and that entire balance is instantly stranded. You can technically still open FC 26 after FC 27 launches, but nobody is playing the old market — liquidity dries up, prices collapse, and there's no reason to spend there anymore.

The math is simple and brutal: a coin you don't spend before the transition is worth exactly zero afterward. That's not a small leak. A player carrying 500,000 unspent coins into launch day is effectively throwing away a top-tier meta squad's worth of value for nothing.

As one r/fut player put it while weighing up whether to cash out or hold their Champions tokens: "I'm just gonna start saving all the Champs tokens until there are players in the store I actually want." That instinct — hold for value — is correct within a season. Across the FC 26 → FC 27 boundary it flips completely: holding = losing.

If you're not sure how to run your balance down productively rather than panic-spending, our spend-or-save guide for FC 27 and how to spend your coins before FC 27 both walk through the highest-value ways to convert coins into things you'll actually enjoy before the reset.

Does my Ultimate Team club carry over to FC 27?

Partly — your identity carries, your assets don't. Your club name and established date move to FC 27, so your club keeps its history and that "established 20XX" badge of honour. But the actual contents of the club — every player, manager, consumable, Evolution, stadium item and cosmetic — stay behind in FC 26.

In other words: FC 27 remembers who your club is, but you rebuild what it owns from scratch. Every squad, every fitness card, every position modifier, every Evolved player — gone. You open FC 27 Ultimate Team with your name on the door and an empty trophy cabinet.

The same applies to Pre-season rewards: if you take part in FC 26's Ultimate Team Pre-season campaign (the pre-launch bridge event EA runs each year), eligible rewards are delivered into your FC 27 club once the new game goes live. That's a rare piece of forward value — worth doing precisely because it's one of the only things that survives the reset.

How does the FC Points transfer work?

FC Points are the one meaningful currency that survives, and the transfer follows strict rules:

• Automatic detection. When you launch FC 27 Ultimate Team for the first time on the same EA Account and same platform you used for FC 26, the game detects any transferable FC Points and prompts you to move them.
• One time only. Once you confirm the transfer, your FC Points permanently move to FC 27. It cannot be reversed and it cannot be split — it's a single, one-way action.
• Same platform family required. Carryover only works within the same platform family. Play FC 26 on PlayStation and start FC 27 on Xbox or PC, and your club — including transferable FC Points — starts from scratch on the new platform.

This is the crux of the coins-vs-points distinction that trips people up: coins are earned in-game and die with the title; FC Points are purchased currency and follow you forward. If you have leftover FC Points, there's no urgency to burn them — they'll be waiting in FC 27. If you have leftover coins, the clock is ticking.

When does FC 27 launch, and how much time do I have?

EA hasn't locked an official FC 27 release date at the time of writing, but two things are already clear. First, the FC 27 closed beta / trial is live now — players across PlayStation, Xbox and PC have been redeeming codes and downloading the "FC 27 demo" through their platform libraries this week, which is the clearest possible signal that the launch runway has begun. Second, EA's release cadence is extremely consistent: recent FC and FIFA titles have gone to early access in late September, with standard launch a few days later.

That gives most players a window measured in weeks, not months, to run their FC 26 economy down sensibly. It's enough time to spend deliberately and enjoy it — but not so much that "I'll deal with it later" is a safe plan. The players who lose the most are the ones who leave it to launch week and then realise there's nothing left worth buying.

If you spot the beta in your library but it won't launch, that's a redemption/platform issue rather than a carryover one — our FC 27 closed beta not showing in your Steam library fix covers the most common causes.

What should I do with my FC 26 coins before the reset?

Your goal for the next few weeks is to cross the transition with a low coin balance and a good time had — not with a fat wallet you can never touch again. Here's the priority order:

• Finish Pre-season objectives and any carry-forward rewards. These are among the only things that survive, so they're the highest-value use of your remaining play time.
• Complete the SBCs you actually want to play. FUTTIES is still running with strong end-of-cycle cards. A meta squad you enjoy for the final few weeks is real value; coins you never spend are not. Our best SBCs to grind and complete now breaks down which are worth the fodder this late.
• Buy the players you always wanted but "couldn't justify." This is the one time of year to splurge — end-game is exactly when you should be running your dream XI, because the alternative is losing those coins entirely.
• Don't hoard fodder for next season. 84–88 rated fodder does not transfer. Any stockpile you're not going to use in FC 26 is dead weight — spend it into SBCs or sell it while the market still has buyers.

The mindset shift is the whole game here: during the season, coins are savings; at the transition, coins are a "use it or lose it" voucher. Treat the run-in to FC 27 like the last day of a holiday with local currency you can't take home — spend it down to near zero on things you'll enjoy.

Want to keep enough of a buffer to actually build the squad you want in FC 26's final weeks, or hit the ground running with FC Points and a strong start in FC 27? We can help with that.

Get set for the FC 26 endgame and the FC 27 fresh start:

- EA FC 26 Coins — fast & safe — no ban risk, best rate. Fund the dream squad you'll actually enjoy before the reset.

- FUT Champions Boost — hit Elite with pro players and bank the rank rewards while they still count.

- All EA FC 26 services — everything for the final stretch of the season.

FAQ

Do my coins carry over from FC 26 to FC 27? No. Ultimate Team coins never transfer between yearly EA Sports FC titles. Your FC 27 club starts with an empty coin balance, so spend your FC 26 coins before the new game launches — any coins left unspent are effectively lost.

Does my club carry over to FC 27? Only your club name and established date carry over, keeping your club's identity and history. All actual contents — players, consumables, Evolutions, stadium items and cosmetics — stay in FC 26 and do not transfer. You rebuild your squad from scratch in FC 27.

Do FC Points transfer from FC 26 to FC 27? Yes. Unused FC Points transfer once you launch FC 27 Ultimate Team on the same EA Account and the same platform. The transfer is automatic when detected, can only be done once, and cannot be reversed. Coins do not transfer — only purchased FC Points do.

Does FC Points transfer work across platforms? No. Carryover only works within the same platform family. If you played FC 26 on PlayStation and start FC 27 on Xbox or PC, your Ultimate Team club and transferable FC Points do not move — the new platform starts fresh.

Do SBC, Division Rivals and FUT Champions progress carry over? No. SBC progress, objectives, Division Rivals progress, FUT Champions progress and season progress all reset for FC 27. Everyone starts the new season on a level playing field.

Has EA officially confirmed the FC 27 carryover rules? Not yet, as of early August 2026. The list here reflects EA's unchanged carryover policy across FC 24, FC 25 and FC 26, which is the reliable default. Check the official EA Sports FC site closer to launch for the formal FC 27 confirmation.