ROB RUN Laundering Guide: How to Launder Money and Open a Bank Account

Applies to: ROB RUN Early Access on PC (Steam), checked on November 14, 2026. Kefir's last patch notes on Steam are still the launch patch, First Changes & Server Schedule (November 4, 2026), followed by a developer Q&A on November 13. Every server wipes 7 days after it opens: the Federal Raid resets plots, bases, weapons and all cash, banked money included. Cosmetics, your name, settings and jail time carry over. Upgrade costs below come from game data published by the fan site robrun.info, not from Kefir, and Early Access patches can change them any week.

Quick Answer / TLDR

• How do you launder money in ROB RUN? Kefir's Help Center: "Visit the Looty Bay Bank as a Civilian to open an account, then run your cash through the Laundering Desk at your base." To use your own desk you need a bank account and a plot with a base first.
• Why launder? Dirty Cash in your bag "can be stolen or confiscated." Money in the bank can't be stolen until the next wipe.
• How long does it take? Kefir publishes no laundering speed. It keeps running while you're offline. One player with $6.1 million queued on November 14 expected it to take about a week.
• How to launder faster: add Banknote Counters to the desk (3 tiers, $10,000 to $150,000 to research), live in a higher-level settlement, keep the laundering cable undamaged (a damaged cable costs 50%), and join the clan that holds your district.
• No base yet? Lenny launders for a cut, and on-character laundering converts up to 100,000 Dirty Cash at half value.
• Wipe: banked money is wiped too. Plan to spend your clean money before the Federal Raid, 7 days after your server opened.

What is laundering in ROB RUN?

ROB RUN has two kinds of money you'll use every day, plus a third most players never touch. robrun.info's money and laundering page splits them like this:

Laundering is how you turn the first into the second. Everything you earn at the Fence, the Smuggler or a Sales Center pays out in Dirty Cash. While it sits in your bag it's exposed. Per Kefir's death FAQ, a Criminal killed in Looty Bay loses their inventory and anyone who dies in the desert loses their loot, while a Civilian killed in Looty Bay keeps their bag and gear. Cops can also confiscate it. Kefir's Help Center answers "Can my money be stolen?" in two lines: "Cash can be stolen or confiscated." Banked money, the second line says, can't be stolen until the next wipe.

That is the whole reason laundering matters. It's also why a masked solo player with $2 million in their bag is a target, and the same player with $2 million in the bank isn't.

How do you open a bank account in ROB RUN?

You can't launder anything without an account. Kefir's bank FAQ gives the full process in one paragraph:

"Visit the Looty Bay Bank as a Civilian to open an account, then run your cash through the Laundering Desk at your base. Laundering takes time, but it protects your funds from being stolen until the next wipe. You can withdraw cash at any ATM."

Step by step:

• Enter Looty Bay as a Civilian, not a Criminal. You become a Criminal only by masking up, and you can only clear Criminal status by leaving the city (Kefir Help Center). If you're masked, leave and come back.
• Go to the Looty Bay Bank and open the account there.
• Get a base. You need a plot to place the Laundering Desk. Plots are rented inside settlements, and since the launch patch Tier 1 settlements and land rentals "cost documents instead of cash." Our ROB RUN plot guide covers renting your first plot.
• Load Dirty Cash onto the Laundering Desk. Clean money starts arriving in your account.

The desk menu has two tabs, Storage and Laundering. In the screenshot at the top of this page, a player's desk shows $6,138,133 in storage, a Take Cash slider capped by an inventory limit of $1,350,000, and 1,000,000 already in the bank account. That's one player's desk on November 14, 2026, not a fixed cap for everyone.

How long does laundering take in ROB RUN?

Kefir hasn't published a laundering rate. The official line is only "Laundering takes time." What is known:

• It runs offline. robrun.info's server-cycle page: "while you're offline, cash is laundered and cargo is opened." A loaded desk keeps working overnight.
• The desk holds a lot more since launch. Kefir's November 4 patch notes: "We've massively increased the amount of cash the laundering desk can hold."
• The rate isn't fixed. robrun.info: "The laundering rate depends on the settlement's level, the desk's mods and the business your clan controls."

The pain point today is speed, not capacity. A post on r/robrun from November 14 shows exactly the desk in our hero image, titled: "I think it's gonna take a week to transfer to my bank account. and when it does, the server will wipe." With $6.1 million queued and $1 million done, that player's worry is that the clock beats the desk. If you're in that position, the fixes are in the next section, and the wipe planning after that.

How do you launder money faster in ROB RUN?

Four levers change your rate. None of them has an official percentage, so treat the order below as priority, not math.

1. Upgrade the desk with Banknote Counters

The Banknote Counter is the desk's laundering upgrade. robrun.info: "The desk is upgraded with Banknote Counters: the better the desk, the more money you can launder." Each tier is researched in Larry's Tree (Furnishings), then bought on the Trade Laptop:

Source: robrun.info item pages (Uncommon, Epic, Legendary), game data checked November 14, 2026. robrun.info warns that research prices can vary by server. Your Trade Laptop tier follows your plot's district level: no district or Level 1 gives Tier I, Level 2 gives Tier II, Level 3 gives Tier III. So the Epic and Legendary counters also mean moving up a district, which our plot guide walks through.

The first counter costs $40,000 all-in, research plus purchase. If you launder every day, it's the first thing to buy for your base.

2. Keep the laundering cable intact

robrun.info: "If the laundering cable is damaged, a 50% penalty applies." Of the modifiers robrun.info lists, it's the only one with a published number, and it's easy to miss after a raid attempt on your base. Check the cable every time you come home. Our base raid guide covers fuses and the Security System that slow raiders down.

3. Live in a higher-level settlement

The settlement's level feeds into the rate. There's a cost: "If you live in someone else's settlement, the owner gets a percentage of every laundering you do" (robrun.info). Kefir's Power Pyramid post confirms settlement owners "collect taxes on laundered money and Black Market purchases made by all settlement residents." Kefir doesn't publish the tax rate. If you own the settlement, you skip the tax and collect it from tenants instead, in person at the collectors' van.

4. Join the clan that holds your district

Kefir, Power Pyramid post: "The clan controlling a district collects a cut of all taxes paid to settlement owners on its turf and receives a boost to money laundering speed." At the very top, the Shadow Governor's clan "secures prime money laundering rates and taxes every other clan on the map." Kefir gives no number for either boost. Clans hold up to 100 players and are per-server.

Can you launder without a base?

Yes, two ways, both worse than your own desk:

• Lenny. "Lenny launders money too, but takes a cut; there's no such fee at your own base" (robrun.info). Kefir's Help Center also says "You can only store cash at Lenny's," so his Motel is the fallback for a player without a plot. The size of his cut isn't published.
• On-character laundering. robrun.info: it "converts dirty cash to clean at a rate of 0.5 (one clean for two dirty) and holds up to 100,000 dirty." You lose half. It only makes sense when the alternative is losing all of it, for example cash you're carrying late in the cycle with no base.

If you're new and still working out where your first million comes from, start with our ROB RUN money guide.

What do you do with clean money?

Bank money is useful beyond being hard to steal:

• Withdraw it. At any ATM (Kefir Help Center) or, per robrun.info, from a bank employee. Once withdrawn, it's Dirty Cash again and can be lost again.
• Bribe cops. A bribe is paid from the bank, not your bag (Kefir Help Center 1353). robrun.info's game data lists bribe steps of $10,000 up to $200,000. If the officer accepts, you keep your gear and bag. Our cop guide covers arrests from both sides.
• Run a clan. Creating a clan, betting and controlling businesses cost clean money. robrun.info lists clan creation at 5,000 coins from your account.
• Buy BCoin. It's bought on the exchange with clean money. robrun.info claims BCoin survives the wipe; Kefir hasn't said so, so don't bet a week of grinding on it.

Dirty Cash has its own job: robrun.info notes that "Cash pays for the Black Market and for unlocking Shipments in Larry's Tree." If you're about to spend a pile on the Trade Laptop anyway, there's no point laundering it first.

Does the wipe take your laundered money?

Yes. Kefir's wipe FAQ: "Every seven days, all plots, bases, weapons, and cash are wiped and converted into jail time and authority." The bank FAQ says laundering protects your funds "until the next wipe." Banked money is protected from players, not from the Federal Raid.

Each server wipes 7 days after it opens, and servers open every day (EU at 5 PM UTC, East US at 8 PM ET, plus extra servers as needed). So "the wipe" is a different day for different players. Our wipe schedule guide shows how to work out yours. What carries over: cosmetics, your name, tutorial progress, settings and accumulated jail time.

Kefir's Steam FAQ post also says "the more wealth you've accrued by the time the wipe hits, the longer your prison sentence will be," and jail time is what carries into the next server. So holding money until the end isn't worthless. Whether the conversion is automatic or needs a Feds surrender is disputed between Kefir's FAQ and fan sites; our wipe schedule guide tracks it.

One way to play the clock, as a rule of thumb rather than a measured plan (no laundering rate is published):

• Days 1 to 3: launder everything you won't spend soon. Cash queued early has the most time to clear.
• Days 4 to 5: put clean money into upgrades you'll use for the rest of the cycle, like Banknote Counters, Grow Room tables and better plots.
• Days 6 to 7: if your desk is slow, stop queuing large amounts and spend Dirty Cash directly on the Black Market or Shipments. Money still in the bank when the Federal Raid hits doesn't come with you as money; it only counts toward jail time.

This is exactly the trap in the "week to transfer" Reddit post: millions queued on a slow desk late in the cycle. If your desk can't finish before the raid, spend some of it now instead.

How much money can you launder per day?

Kefir, robrun.info and the r/robrun threads we checked on November 14, 2026 give no per-hour figure, and the rate depends on your counters, settlement, cable and clan. The desk's capacity was "massively increased" at launch, so for most players capacity isn't the limit; speed is.

Some players top up their bank by buying money instead of grinding it. Kefir's community rules prohibit real-money trading, so it's against the game's terms, and anything you get still goes through the same desk and the same wipe. If you're weighing it anyway, see buy ROB RUN money for how delivery and the wipe timing work.

Laundering checklist

FAQ

Can I buy this loadout instead of farming it? Yes: this loadout costs $78.62 on Timesaver, and a Timesaver pro completes it by hand within 24 hours. How handover works and what happens if something goes wrong: account safety.

How do you launder money in ROB RUN? Open an account at the Looty Bay Bank as a Civilian, rent a plot, place a Laundering Desk at your base and load your Dirty Cash onto it. Clean money arrives in your bank account over time, even while you're offline.

Why can't I launder money in ROB RUN? The usual causes are no bank account yet, no plot or base for the desk, or trying to open the account while masked. You have to visit the bank as a Civilian, and Criminal status only clears when you leave the city.

How long does laundering take in ROB RUN? Kefir only says "Laundering takes time" and publishes no rate. Speed depends on your Banknote Counters, your settlement's level, the laundering cable and your clan's district. One player on r/robrun with $6.1 million queued expected about a week.

Can laundered money be stolen in ROB RUN? No. Per Kefir's Help Center, banked money can't be stolen by other players until the next wipe. Dirty Cash in your bag can be stolen or confiscated.

Does money in the bank survive the wipe in ROB RUN? No. The Federal Raid wipes all cash, banked money included, 7 days after your server opened. Only cosmetics, your name, tutorial progress, settings and jail time carry over.

What is the Banknote Counter in ROB RUN? It's the Laundering Desk upgrade. There are three tiers, Uncommon, Epic and Legendary, researched in Larry's Tree and bought on the Trade Laptop. Better counters let the desk launder more.

Get more out of the 7-day cycle

Short on time before your server's Federal Raid? timesaver.gg hands money over in game on your own server. Kefir's rules prohibit real-money trading, so read how it works before you order.

• ROB RUN Money: Dirty Cash by the million: handed over on your server; launder it at your desk like any other cash.